ATM
An ATM (Automated Teller Machine) machines is an electronic telecommunications device that enables the customers for financial purposes to perform financial transactions, particularly cash withdrawal, without the need for a human cashier, clerk or banker.HOW ATM WORK?
An ATM is simply a data terminal with two inputs and four output devices.
Like any other data terminal, the ATM has to connect communicate through, a host processor.
The host processor is analogous to an Internet Service Provider (ISP) in that it is the gateway through which all the various ATM networks become available to the cardholder.
Due to its stiff security process ATM’s are hard to get hacked.
How ATM Hacking Works
The new-age cyber criminal doesn't need your bank cards or account details to get a cash machine to spit out money. Using malware, they can hack into an Automated Teller Machine (ATM) and empty it out within minutes
According to investigators, a Chinese software - Rufus - is being used by criminals to access cash dispensers and loot money. Instances have been reported in Maharashtra, West Bengal, Bihar and Gujarat.
Sources say cyber criminals are exploiting outdated software being used in ATMs. The compromised cash machines were found to be running on the moth-eaten Microsoft Windows XP operating system. The RB
The new-age cyber criminal doesn't need your bank cards or account details to get a cash machine to spit out money. Using malware, they can hack into an Automated Teller Machine (ATM) and empty it out within minutes
Sources say cyber criminals are exploiting outdated software being used in ATMs. The compromised cash machines were found to be running on the moth-eaten Microsoft Windows XP operating system. T
I during the global WannaCry ransomware attack last month advised ATM operators to upgrade their system
The machines were subjected to a "physical" malware attack by inserting an infected pen drive in the dispenser's USB port to transfer the malicious file
criminals used a key to open the upper compartment of the ATMs where the computers were located. Using an infected USB drive malware was transferred and the systems were rebooted. Once they got restarted, the systems would get de-linked from the main servers of the service provider. The malware when used on an ATM generates a code, which the crooks send to their gang members, who convert the code to a password, and as soon the password is applied the ATM dispenses cash.
There are few types of hacks use to hack ATM They are as follows:
Card skimmers
- This is a physical method.
- Most common and simple method to hack an ATM is to use a Card Skimmer tools.
- These are usually a combination of a card reader along with a keypad .
- As soon as the card is dipped into the slot on ATM, the card reader records the card details and the key presses are logged into the skimmer keypad.
- Then you can write the skimmed card details onto a blank card and get the clone of the original ATM card.
- This clone card would work on any ATM and get you all the cash in the victim’s bank account.
Malware attacks
There are two ways to taint a target ATM with malware:- By Inserting a malware-laced USB drive into the port or by tainting the machine remotely.
- If the target ATM is not protected against malware a hacker can run malware to send commands to the ATM and make it give out cash, repeating the attack until the cash trays are empty.
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